Dear Fund Beneficiary

by Patricia Bradley

Wednesday

Just want to let everyone know when you read this on Monday, I'll be somewhere on my own little island in the South Pacific. If I don't answer the comments right away it's because I'm too busy swimming, diving, or just sunning on the beach, or even relaxing in the hammock.

And how did I get so blessed that I am able to retire to this island? There’s this wonderful woman in Nigeria who wants to give me money! I get the first payment today. If you don’t believe me, read the letter she sent me--

Dear Fund Beneficiary
We have concluded to effect your payment of $2.5Million USD, through western union, but the maximum amount you will be receiving each day starting from today is $5,000 twice daily until the funds is completely transferred to you.
Kindly Contact Western union Agent:
MR:  
TEL:
E-mail()
Also reconfirm your information to them below
YOUR NAME----------------------
YOUR ADDRESS-----------
YOUR PHONE-------------
OCCUPATION-----------------
I have sent $5,000 twice in your name today, but Mr (Blank)  said that you should contact first with your information. So contact Mr (Blank)  or you call him as soon as you receive this email and tell him to give you the Mtcn, sender name and question/answer to pick the $5,000.This is from government office payment.
Pls do let me know as soon as you received all your funds $2.5Million,
Thank you.
Mrs. Christiana Michael.

Whoo-Whoo!! Life of leisure, here I come.

Friday
Wait...
It gets better!
Just this morning, I received another email, this one giving me another $2,000,000! Read it and weep...

Attention: Dear Beneficiary,

Your Name/E-Mail is selected as one of the scam victims to receive
 compensation sum of US$2,000,000.00 (Two Million United State Dollars) which was allocated to you from office of International Monetary Fund (IMF) I was directed to inform you that the total sum of US$2,000,000.00 (Two Million United State Dollars) has been credited through  ATM CARD in your name as one of the scam victims/poverty alleviation beneficiaries, we are however sorry for the delay in contacting you, the reason is that we are following it according to the sequential order given by the International Monetary Fund (IMF). Your fund/ATM CARD is now in the United States of America.  You are required to contact...

This is the part I like best:

We sincerely apologize for all what you have gone through in the hands of those  unscrupulous elements and wish to advise you to please avoid further communication any one from any part of African Countries as it may turn to be another SCAM. Important notice, send your information through this email: for immediately release of your ATM Card. Waiting for your delivery details. Yours Sincerely Mrs Kimberly Benson Head Operational Manager ATM Card Department

So glad I didn't take off for the Hawaii just yet…I may even buy another island.

Monday morning
I guess you can see I'm not on a beach in the South Pacific. And I'm sure you knew when you read the first part of the post that I wouldn't be. But when the above letter came into my inbox, I couldn't resist having a little fun with it. But it did make me stop and think.

Not about what idiot thought I'd fall for such a silly email, although when these letters first started coming out, there were those who believed they had been chosen to receive millions of dollars, but I digress. If somehow I did fall into $2.5 million dollars, would I then do nothing the rest of my life? Would I just retire from working and go live on a beach somewhere in the South Pacific?

I'm going to reserve my answer to that question for the comments. You see, I want you to tell me what you would you do with the balance of $2.5 million dollars after paying all your bills and setting up trusts for your kids, etc.





Comments

  1. This is hilarious, Patricia! I get these emails all of the time too. The next one I receive will definitely make me think of you. :)

    ReplyDelete
    Replies
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  2. It is hilarious. The only things I can think of that I would do is have someone clean my house and change the sheets every day and have someone else come in and do my hair. Not sure how 2.5 million would last with that set of extravagances... Seriously, at this point I hope I'd give most of it away.

    ReplyDelete
    Replies
    1. Liz, I'd love to have someone come in and change the sheets every day! And do my hair...I'm trying to get an appointment as I write this for a hair appointment. lol

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  3. I'm not sure I would do anything much different than I am now if I was the beneficiary of $2.5 million. Okay, maybe I'd set up an animal sanctuary and donate some money to my favorite charities.

    On a serious note, internet and other forms of fraud are rampant and unfortunately there are people who fall for it. In Canada, there have been hundreds, maybe thousands of people who have fallen for a form of telephone fraud. The person calling (in a very aggressive, threatening tone...and unlike your e-mails, capable of proper English) claims to be with Revenue Canada (our tax-collecting agency). The person claims that the call's recipient has overdue taxes and if they don't pay up right away by credit card or a gift card (!!!), they will be fined and could go to jail. Does that sound ridiculous? It has been going on for a few years now, and the police estimate that the total amount people have been defrauded is in the millions of dollars. I received such a voice mail on my cell phone last year. Of course I didn't call back, but I could understand how the tone, urgency and blatant threats could cause someone to act.

    These types of things wouldn't continue to happen if they weren't reaping benefits for the perpetrators.

    Patricia, thank you for bringing attention to a societal problem in such a humorous way.

    In closing, I am sorry you aren't on that private island, though, as it would be a great place to write and I would have loved to have seen pictures posted! :)

    ReplyDelete
    Replies
    1. Kate, wouldn't it be a great place to write...providing there is electricity!

      I've received the US equivalent to the Revenue Canada and they are very aggressive.

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  4. Funny and scary at the same time, Patricia. An elderly parent of a friend's got taken for $10,000 in a phone scam. Sadly, she fit the profile of people most likely to get taken. As to the money...I have these fantasies every time I buy a lottery ticket - houses for my grown children and set up a trust to give money to those who need it most. Some travel would be nice, too. Well, even if there's no private island for you....maybe a nice holiday somewhere?

    ReplyDelete
    Replies
    1. Janice, I've never bought a lottery ticket...mostly because I'm not sure how to go about it. lol But a vacation would be so nice as I'm in deadline prison right now, chained to my computer.

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  5. I'd still keep writing books. So my lifestyle wouldn't change too much. My research might get a whole lot better, though! LOL! And I'd buy a house. $1 million doesn't go as far as it used to (especially in Canada! Our house prices are crazy!) So I'd say I'd buy a relatively nice house for $1 million in Canada and stash the rest in the bank. :)

    ReplyDelete
    Replies
    1. Good thinking, Patricia. I don't even know that I would move at this point. I have such wonderful neighbors I'd hate to leave them. I'd probably give a lot of it away--set up trust funds for my favorite charities and missions.

      Delete
  6. These scams are pretty sad aren't they. As our population ages, they will be more susceptible to them. Lonely elders sitting at home and willing to just talk to anyone and give them all that info. Here is US the latest is you get a call and they say "Can you hear me?" And when you say "yes" they record that yes and use it to get access to accounts. So don't ever say "yes".
    On the positive side, we have great fodder for our novels. LOL. Maybe a suspense novel of our hero or heroine going after these people because their favorite aunt got taken.

    ReplyDelete
    Replies
    1. Oh! I like that, Sandra. That would make a great book!

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      I have been hearing about these BLANK ATM CARDS. I never knew it existed but until i tried my best to look for how i will get money to start up a business and pay my bills, i visited Facebook and some other sites so many times. I saw how people get helped with Blank ATM card from Hacking man called Jack Robert. I was really surprise but i don’t really know what to do so i decided to email Jack Robert I complained to him how i needed money and he reply Yes he is a hacking man of anything, he said he can hack cellphones and Blank ATM and others devices, so I inquired about The Blank ATM Card. I have the faith is real and it will work because i saw many comments talking about his card. He told me Yes and that it is a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. i was amaze. after doing what he ask, 3 days later i received my card from DHL with my pin, i rush to try it on the closest ATM machine close to me, It worked like magic i was so happy. I was able to withdraw up to $6000 immediately. This was unbelievable and the happiest day of my life, So far i have being able to withdraw up to $78000 without any stress of being trace and caught. I don’t know why i am posting this here but i care about everyone who need financial help should contact him via {blankatmhaker@gmail.com

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  7. Patricia, it really is terrible how many people get caught up in these scams. But the way you drew attention to this problem made me laugh. If I was actually one of these "poverty alleviation beneficiaries" (after helping those I love etc.) I would travel, travel, travel. Thanks for the fun and informative post.

    ReplyDelete
    Replies
    1. I have a friend whose mother has given away all of her money, not to email scams, but to people who call her. The friend had to take over her bank account and change her mother's phone number. Only to have the mother to find a way to get in touch with some of the scammer who had called her. It was so sad.

      Delete
  8. Patricia, these SCAMS are becoming more frequent, better funded and harder to spot for the average person to discern what is real and what is not. Last week I received an email from a friend who is a former cop, but is now with Homeland Security for our government. He sent me a long email about SMS. "Smishing". This is different from Phishing that hackers do. The new SCAM is to send you a text or email that looks as if it is from your bank. Trust me, this looks legit. They tell you there is "unusual activity" on your account. They ask you to set up a new on-line banking. The minute you are "in" and putting in the information, they have access. A woman in Phoenix had $90,000 drained from her bank account. Unfortunately, I got my friend's email only HOURS after this happened to me. Though I was fortunate in that I figured out this was a hack. I raced to the bank and drained my own accounts!
    I also found out that three of my best friends had been hacked as well by the same method in the past several months. They were too embarrassed to say anything.
    I was told by the banker to sign up for several security protections offered by Transunion or any one of the Credit Reporting Agencies.
    These scams are numerous and aggressive this time of year because what they are really after are your IRS refunds.
    Best to beware. It's not just "the other guy" who falls for these.

    ReplyDelete
    Replies
    1. Yes, I've gotten those emails and always call my bank to make sure it's legit. I never click on a link from an email from my bank. I go to the website and find what I need to do. But I was just thinking, that I do click on links from my credit card. Not any more!

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  9. Thank you so much for sharing this great blog.Very inspiring and helpful too.

    ReplyDelete
  10. My mother (age 90) got a call from someone pretending to by her son-in-law who needed her to wire money to Mexico to get him out of jail. She asked why didn't he call his wife (her daughter). He said he was too embarrassed. My mother said she couldn't help him, then. He'd just have to stay in jail.

    Always fun to daydream about sudden riches. A housecleaner might be nice. Paying someone to do the remodeling we're planning on doing ourselves would save time and possibly marital friction. And there would probably be more dogs involved.

    ReplyDelete
  11. I love your mother's spunk! My kids know not to call me and ask for bail money. There are two things I refuse to do: one-co-sign a loan and the other is provide bail money. :-)

    ReplyDelete
    Replies
    1. Lest everyone think I'm totally heartless, I will give the money if I have it, but loans NEVER work out. :-)

      Delete
  12. Ah, those emails and like Kate, mentioned, those threatening tax calls. As for South Sea islands, funny how there are enough to go around. We all get one? Who knew? Thanks for the post...it is an important topic.

    ReplyDelete
  13. Thanks, Virginia. And that's right! There are enough of those islands to go around!

    ReplyDelete
  14. LOVE THIS POST!!!! My favorite scam was the one where a guy calls me (with a NON AMERICAN accent) telling me that he is with the IRS and if we don't pay X amount of money immediately, they are going to garnish my wages and I could face jail time.

    If I had 2.5 million dollars, first, I would set up a college fund for my granddaughter, then I would buy my children homes and set up a trust fund for them to cover insurance and taxes for the rest of their lives. Then I would donate a bunch and then I would travel the world and do all the research I've ever wanted to do for the great American novel that is trapped inside me somewhere, lol!

    ReplyDelete
    Replies
    1. I love your plan, LeAnne! I think that's exactly what I'd do.

      Delete
  15. Ha! Unbelievable. You'd think with all that creative writing talent, those people would put their writing to better use lol.

    ReplyDelete
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  26. blankatmhaker@gmail.com}

    I have been hearing about these BLANK ATM CARDS. I never knew it existed but until i tried my best to look for how i will get money to start up a business and pay my bills, i visited Facebook and some other sites so many times. I saw how people get helped with Blank ATM card from Hacking man called Jack Robert. I was really surprise but i don’t really know what to do so i decided to email Jack Robert I complained to him how i needed money and he reply Yes he is a hacking man of anything, he said he can hack cellphones and Blank ATM and others devices, so I inquired about The Blank ATM Card. I have the faith is real and it will work because i saw many comments talking about his card. He told me Yes and that it is a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. i was amaze. after doing what he ask, 3 days later i received my card from DHL with my pin, i rush to try it on the closest ATM machine close to me, It worked like magic i was so happy. I was able to withdraw up to $6000 immediately. This was unbelievable and the happiest day of my life, So far i have being able to withdraw up to $78000 without any stress of being trace and caught. I don’t know why i am posting this here but i care about everyone who need financial help should contact him via {blankatmhaker@gmail.com

    ReplyDelete
  27. We Offer Private, Commercial and Personal Loans with very Minimal annual Interest Rates as Low as 3% . We give out loans within the range of $1,000.00 to $500,000,00.If you are interested reply me now.Contact us on whatsapp +1(214)305-8945, E-Mail: willianloanfirm6@gmail.com

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  28. Do you need a loan .We are Legitimate and guarantee loan lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as We'll be glad to offer you a loan Contact us via Email: davis_credit100@yahoo.com

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  29. i am alex i was in need of a loan to pay my debt and i was seeking for a legit loan company that could help me with a loan of $ 750 thousand dollars but i was decline of getting the amount i needed and along the line i was introduced to a private loan lender Mrs julie jones which i tried my best to give a try and i was asked to come and pay a fee which i refused because i was scared to be scammed for the second time because of my bad experience i have by trying to get this very important loan to pay my debt but Mrs julie jones gave me her word of advice and told me i am in the right place of getting a loan and i was lucky for the loan i applied for. contact via yahoo mail (juliejonesloancompany@yahoo.com)

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  30. Become rich today and take the risk of transforming your own life.Try and get a blank ATM card today from (MR CLIFFORD) and be among the lucky ones who are benefiting from this cards. This PROGRAMMED blank ATM card is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I'm rich because am a living testimony. The list money I get in a day with this card is about $5,000.I keeping pumping money into my account.there is no risk of being caught because it has been programmed in such a way that it is not traceable, it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today, email the hackers on cliffordhackerspays@gmail.com....

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  31. ★ HACKING is a broad term Engagement.
    It depends on what you want to hack. Mobile device,PC or Website, emails etc
    I will brief you through the process of hacking and securing Website since most of the Hackers are after it. All the startup owners or aspirants should know.
    In order to hack you need Information hell of alot.📂📔📗📘📖

    Wanna hack website Or A Database ?

    • You need to get it’s Ip addresses, Open Ports,file transfer medium (FTP or SSH),Email addresses,Detecting Insecure code(SQLi & SSH),System architecture ( 64 bit, 32 bit).🔍🔍

    • Ok so why do we need these informations???❓❓❓

    • Open Ports : If there is an open port that means website is ready to listen to connection . Take example of FTP open ports. If it’s open then it can be bruteforced ).🔆🔆

    • Tip: Use SSH instead of ftp, it’s secure and encrypted mean when you send files over SSH first thing it does is encrypts your files So even if hacker gain access to your files they will see encrypted files not plain texts.⌨️⌨️

    • Emails? Email is needed for social engineering. With just a one click a backdoor will be installed in your system/browser. There is incredibly powerful software for exploiting that is BEEF pre-installed in kali All you need is to do is send hook.js file to your victim and trick him to click(Which is easy) and BAM start doing evil things.⏯⏯

    • Tip : if you type whois http://yourdomain.com in Linux you will find details like Domain registrar email address,phone number his address etc . So when you register your domain and purchase hosting do buy icann protection with it, it does not cost that much. in this way you will be able to protect your info.📲💻

    • Detecting SQLi vulnerability is easy just write single inverted comma after url php?id=1 Like php?id=1′ if it returns an error .Then It’s ready to be hacked. 💻💻

    • TIP Use PDO instead of Mysqli or Mysql. If you are not familiar with PDO(can also be used with MYSQLi) then make sure you use htmlspecialchars and htmlentities. Example: Lets say you are getting value from browser. Do below thing to make your code secure
    if(isset($_POST[“Name”])
    {
    $name=htmlentities($_POST[“Name”]);
    }

    This is the least you can do to protect yourself from hackers agianst SQLi.

    Sorry i cant go into details here.😷😷

    Kindly Contact Us For More Details And For ALL Kinds Of Hacking services you desire via Compositehacks@gmail.com 👌🏽👌🏽

    However Let Me Quickly Brief You About My Team:

    • COMPOSITE HACKS is a Team Of Professional HACKERS , a product of the coming together of Legit Hackers from the Dark-Web (pentaguard, CyberBerkut, White Hack and Black Hat,) whose system is a very strong and decentralized command structure that operates on ideas and directives.✅✅✅

    ★ COMPOSITE HACKS offers BEST quality professional hacking services that can't be matched with other hacker for hire company. Our professional hackers have most advanced hacking technique to hack Facebook, Twitter, Instagram, Email accounts, SmartPhone, Website, Database and many more. Also you can request for customized hack. These days hiring a Legit hacker is difficult. You might get scammed for wrong hacking services or by fake hackers on the Internet. Don't get fooled by scammers that are advertising false professional hacking services.❌❌❌❌

    * What Exactly is your Desire? Have you been hacked? Need to recover your deleted Files or your stolen password? You Wanna Clear Your Criminal Records❌❌? Want to monitor your kids,wife/husband,girlfriend/boyfriend by Hacking into their mobile phones📲? Even something to do with Database 💻? Hundreds to a large number of individuals have their phones, social media account, email accounts, servers, and PCs hacked consistently⚔️. Our professional hackers for hire team is highly qualified and can hack anything without notifying the Target ‼️🔛

    ★ Contact Us For Your Desired Hacking Services Via : compositehacks@gmail.com 🗝🗝

    * You Can Also Check Our Blog For Helpful Tips: www.compositehacks.blogspot.com ‼️

    ★We Treat Every Request With Utmost Confidentiality★ 🙌🏽

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